Cost to Own
United StatesFloridaBroward CountyLauderdale Lakes Population 35,924 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Lauderdale Lakes, Florida

A $203,000 home here costs

$1,694

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,044. The real number is $650 higher every month — 62% more than the payment most buyers budget for.

Lauderdale Lakes median: $203,100
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $162,400 borrowed $1,044
Property tax0.912% effective rate for Lauderdale Lakes itself $154
Homeowners insuranceFlorida averages $2,437/yr (NAIC), or 0.725% of home value $123
Electricity15.17¢/kWh — Florida residential average, EIA $136
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $169
Total monthly $1,694

Lauderdale Lakes against Broward County and Florida

MeasureLauderdale LakesBroward County
Median home value$203,100$380,400
Median property tax$1,852$3,610
Effective tax rate0.912%0.949%
Median gross rent$1,518$1,804
Population35,9241,946,127

The weather behind that power bill

Lauderdale Lakes sits in Broward County, which averages a high of 91.4°F in its hottest month and a low of 59.1°F in its coldest, with 56.5" of precipitation a year and 39% of it in a single three-month stretch. That climate drives 4,476 cooling and 146 heating degree days, which is what sets the $136 electricity line above.

See the full climate breakdown for Broward County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Broward County

Full Broward County cost breakdown · Every county in Florida

Common questions

How much does it cost to own a home in Lauderdale Lakes?

A $203,000 home in Lauderdale Lakes, Florida costs approximately $1,694 per month with 20% down at 6.66%. That is $1,044 principal and interest, $154 property tax, $123 homeowners insurance, $204 utilities and $169 set aside for maintenance.

What is the property tax rate in Lauderdale Lakes?

Lauderdale Lakes has an effective property tax rate of 0.912%, based on a median home value of $203,100 and median real estate taxes of $1,852. That is lower than the Broward County average of 0.949%.

What is the average home price in Lauderdale Lakes?

The median owner-occupied home value in Lauderdale Lakes, Florida is $203,100, against $380,400 across Broward County.

Is it cheaper to rent or buy in Lauderdale Lakes?

Median gross rent in Lauderdale Lakes is $1,518 a month, against $1,694 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Lauderdale Lakes — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Florida.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology