Cost to Own
United StatesArizonaCoconino CountyKaibab Estates West Population 1,406 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Kaibab Estates West, Arizona

A $184,000 home here costs

$1,406

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $946. The real number is $460 higher every month — 49% more than the payment most buyers budget for.

Kaibab Estates West median: $183,900
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $147,200 borrowed $946
Property tax0.409% effective rate for Kaibab Estates West itself $63
Homeowners insuranceArizona averages $917/yr (NAIC), or 0.252% of home value $39
Electricity15.23¢/kWh — Arizona residential average, EIA $137
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $153
Total monthly $1,406

Kaibab Estates West against Coconino County and Arizona

MeasureKaibab Estates WestCoconino County
Median home value$183,900$413,200
Median property tax$753$2,008
Effective tax rate0.409%0.486%
Median gross rent$1,406
Population1,406144,643

The weather behind that power bill

Kaibab Estates West sits in Coconino County, which averages a high of 84.9°F in its hottest month and a low of 14.1°F in its coldest, with 13.36" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 162 cooling and 6,799 heating degree days, which is what sets the $137 electricity line above.

See the full climate breakdown for Coconino County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Coconino County

Full Coconino County cost breakdown · Every county in Arizona

Common questions

How much does it cost to own a home in Kaibab Estates West?

A $184,000 home in Kaibab Estates West, Arizona costs approximately $1,406 per month with 20% down at 6.66%. That is $946 principal and interest, $63 property tax, $39 homeowners insurance, $205 utilities and $153 set aside for maintenance.

What is the property tax rate in Kaibab Estates West?

Kaibab Estates West has an effective property tax rate of 0.409%, based on a median home value of $183,900 and median real estate taxes of $753. That is lower than the Coconino County average of 0.486%.

What is the average home price in Kaibab Estates West?

The median owner-occupied home value in Kaibab Estates West, Arizona is $183,900, against $413,200 across Coconino County.

Is it cheaper to rent or buy in Kaibab Estates West?

Rent data is not published for Kaibab Estates West at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Kaibab Estates West — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Arizona.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology