Cost to Own
United States › Arizona › Coconino County › Doney Park Population 5,947 Data vintage ACS 2023 5-Year Rates updated 2026-10-15
The part nobody budgets Even with the mortgage fully paid off, the median home here still costs $1,022 a month in taxes, insurance, utilities and upkeep. See the full Coconino County picture

Total monthly cost of ownership

Cost to Own a Home in Doney Park, Arizona

A $550,000 home here costs

$4,068

per month, all in, with 20% down at today's 7.40% 30-year fixed rate. By the 28% rule that takes a household income of about $174,500 a year.

P&I 75%Tax 5%Insurance 3%Utilities 6%Upkeep 11%

A standard mortgage calculator would have told you $3,046. The real number is $1,022 higher every month, 34% more than the payment most buyers budget for.

Compare Coconino County with anywhere in America · full county breakdown

Doney Park median: $549,500
Under 20% adds PMI
Freddie Mac PMMS
AZ average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $440,000 borrowed $3,046
Property tax0.468% effective rate for Doney Park itself $215
Homeowners insuranceArizona averages $917/yr (NAIC), or 0.252% of home value $116
Electricity15.38¢/kWh, Arizona residential average, EIA $165
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $458
Total monthly $4,068

Doney Park against Coconino County and Arizona

MeasureDoney ParkCoconino County
Median home value$549,500$413,200
Median property tax$2,571$2,008
Effective tax rate0.468%0.486%
Median gross rent—$1,406
Population5,947144,643

The weather behind that power bill

Doney Park sits in Coconino County, which averages a high of 84.9°F in its hottest month and a low of 14.1°F in its coldest, with 13.36" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 162 cooling and 6,799 heating degree days, which is what sets the $165 electricity line above.

See the full climate breakdown for Coconino County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Coconino County

Full Coconino County cost breakdown · Every county in Arizona

Talk to someone who works this market

These are Doney Park averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Doney Park every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in Doney Park I already own here and may sell

Common questions

How much does it cost to own a home in Doney Park?

A $550,000 home in Doney Park, Arizona costs approximately $4,068 per month with 20% down at 7.4%. That is $3,046 principal and interest, $215 property tax, $116 homeowners insurance, $233 utilities and $458 set aside for maintenance.

What is the property tax rate in Doney Park?

Doney Park has an effective property tax rate of 0.468%, based on a median home value of $549,500 and median real estate taxes of $2,571. That is lower than the Coconino County average of 0.486%.

What is the average home price in Doney Park?

The median owner-occupied home value in Doney Park, Arizona is $549,500, against $413,200 across Coconino County.

Is it cheaper to rent or buy in Doney Park?

Rent data is not published for Doney Park at this level of detail.

What salary do you need to buy a home in Doney Park?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Doney Park, Arizona at today's rate takes a household income of roughly $174,500 a year. That covers the full $4,068 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Doney Park, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for Arizona.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology