Cost to Own
United StatesArizonaCoconino CountyDoney Park Population 5,947 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Doney Park, Arizona

A $550,000 home here costs

$3,821

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,828. The real number is $993 higher every month — 35% more than the payment most buyers budget for.

Doney Park median: $549,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $440,000 borrowed $2,828
Property tax0.468% effective rate for Doney Park itself $215
Homeowners insuranceArizona averages $917/yr (NAIC), or 0.252% of home value $116
Electricity15.23¢/kWh — Arizona residential average, EIA $137
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $458
Total monthly $3,821

Doney Park against Coconino County and Arizona

MeasureDoney ParkCoconino County
Median home value$549,500$413,200
Median property tax$2,571$2,008
Effective tax rate0.468%0.486%
Median gross rent$1,406
Population5,947144,643

The weather behind that power bill

Doney Park sits in Coconino County, which averages a high of 84.9°F in its hottest month and a low of 14.1°F in its coldest, with 13.36" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 162 cooling and 6,799 heating degree days, which is what sets the $137 electricity line above.

See the full climate breakdown for Coconino County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Coconino County

Full Coconino County cost breakdown · Every county in Arizona

Common questions

How much does it cost to own a home in Doney Park?

A $550,000 home in Doney Park, Arizona costs approximately $3,821 per month with 20% down at 6.66%. That is $2,828 principal and interest, $215 property tax, $116 homeowners insurance, $205 utilities and $458 set aside for maintenance.

What is the property tax rate in Doney Park?

Doney Park has an effective property tax rate of 0.468%, based on a median home value of $549,500 and median real estate taxes of $2,571. That is lower than the Coconino County average of 0.486%.

What is the average home price in Doney Park?

The median owner-occupied home value in Doney Park, Arizona is $549,500, against $413,200 across Coconino County.

Is it cheaper to rent or buy in Doney Park?

Rent data is not published for Doney Park at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Doney Park — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Arizona.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology