Total monthly cost of ownership
Cost to Own a Home in Kachina Village, Arizona
A $406,000 home here costs
$2,871per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $2,087. The real number is $784 higher every month — 38% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Kachina Village against Coconino County and Arizona
| Measure | Kachina Village | Coconino County |
|---|---|---|
| Median home value | $406,000 | $413,200 |
| Median property tax | $1,867 | $2,008 |
| Effective tax rate | 0.460% | 0.486% |
| Median gross rent | $1,243 | $1,406 |
| Population | 3,212 | 144,643 |
The weather behind that power bill
Kachina Village sits in Coconino County, which averages a high of 84.9°F in its hottest month and a low of 14.1°F in its coldest, with 13.36" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 162 cooling and 6,799 heating degree days, which is what sets the $137 electricity line above.
See the full climate breakdown for Coconino County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Coconino County
Full Coconino County cost breakdown · Every county in Arizona
Common questions
How much does it cost to own a home in Kachina Village?
A $406,000 home in Kachina Village, Arizona costs approximately $2,871 per month with 20% down at 6.66%. That is $2,087 principal and interest, $156 property tax, $85 homeowners insurance, $205 utilities and $338 set aside for maintenance.
What is the property tax rate in Kachina Village?
Kachina Village has an effective property tax rate of 0.460%, based on a median home value of $406,000 and median real estate taxes of $1,867. That is lower than the Coconino County average of 0.486%.
What is the average home price in Kachina Village?
The median owner-occupied home value in Kachina Village, Arizona is $406,000, against $413,200 across Coconino County.
Is it cheaper to rent or buy in Kachina Village?
Median gross rent in Kachina Village is $1,243 a month, against $2,871 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Kachina Village — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Arizona.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.