Cost to Own
United StatesSouth CarolinaGreenville CountyJudson Population 2,201 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Judson, South Carolina

A $94,000 home here costs

$889

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $483. The real number is $406 higher every month — 84% more than the payment most buyers budget for.

Judson median: $93,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $75,200 borrowed $483
Property tax0.880% effective rate for Judson itself $69
Homeowners insuranceSouth Carolina averages $1,432/yr (NAIC), or 0.578% of home value $45
Electricity16.18¢/kWh — South Carolina residential average, EIA $145
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $78
Total monthly $889

Judson against Greenville County and South Carolina

MeasureJudsonGreenville County
Median home value$93,700$273,900
Median property tax$825$1,445
Effective tax rate0.880%0.528%
Median gross rent$1,250$1,198
Population2,201537,575

The weather behind that power bill

Judson sits in Greenville County, which averages a high of 90.9°F in its hottest month and a low of 34.6°F in its coldest, with 47.04" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 2,035 cooling and 2,646 heating degree days, which is what sets the $145 electricity line above.

See the full climate breakdown for Greenville County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Greenville County

Full Greenville County cost breakdown · Every county in South Carolina

Common questions

How much does it cost to own a home in Judson?

A $94,000 home in Judson, South Carolina costs approximately $889 per month with 20% down at 6.66%. That is $483 principal and interest, $69 property tax, $45 homeowners insurance, $213 utilities and $78 set aside for maintenance.

What is the property tax rate in Judson?

Judson has an effective property tax rate of 0.880%, based on a median home value of $93,700 and median real estate taxes of $825. That is higher than the Greenville County average of 0.528%.

What is the average home price in Judson?

The median owner-occupied home value in Judson, South Carolina is $93,700, against $273,900 across Greenville County.

Is it cheaper to rent or buy in Judson?

Median gross rent in Judson is $1,250 a month, against $889 to own the median home all in. Owning costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Judson — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for South Carolina.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology