Total monthly cost of ownership
Cost to Own a Home in Judson, South Carolina
A $94,000 home here costs
$939per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $40,000 a year.
A standard mortgage calculator would have told you $512. The real number is $426 higher every month, 83% more than the payment most buyers budget for.
Compare Greenville County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Judson from a five-year rolling sample, and with about 2,201 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Greenville County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Judson against Greenville County and South Carolina
| Measure | Judson | Greenville County |
|---|---|---|
| Median home value | $93,700 | $273,900 |
| Median property tax | $825 | $1,445 |
| Effective tax rate | 0.880% | 0.528% |
| Median gross rent | $1,250 | $1,198 |
| Population | 2,201 | 537,575 |
The weather behind that power bill
Judson sits in Greenville County, which averages a high of 90.9°F in its hottest month and a low of 34.6°F in its coldest, with 47.04" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 2,035 cooling and 2,646 heating degree days, which is what sets the $165 electricity line above.
See the full climate breakdown for Greenville County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Greenville County
Full Greenville County cost breakdown · Every county in South Carolina
Talk to someone who works this market
These are Judson averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Judson every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Judson I already own here and may sell
Common questions
How much does it cost to own a home in Judson?
A $94,000 home in Judson, South Carolina costs approximately $939 per month with 20% down at 7.24%. That is $512 principal and interest, $69 property tax, $45 homeowners insurance, $233 utilities and $78 set aside for maintenance.
What is the property tax rate in Judson?
Judson has an effective property tax rate of 0.880%, based on a median home value of $93,700 and median real estate taxes of $825. That is higher than the Greenville County average of 0.528%.
What is the average home price in Judson?
The median owner-occupied home value in Judson, South Carolina is $93,700, against $273,900 across Greenville County.
Is it cheaper to rent or buy in Judson?
Median gross rent in Judson is $1,250 a month, against $939 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Judson?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Judson, South Carolina at today's rate takes a household income of roughly $40,000 a year. That covers the full $939 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Judson, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for South Carolina.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.