Cost to Own
United StatesOhioLicking CountyGranville South Population 1,241 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Granville South, Ohio

A $340,000 home here costs

$2,873

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,748. The real number is $1,126 higher every month — 64% more than the payment most buyers budget for.

Granville South median: $339,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $272,000 borrowed $1,748
Property tax1.667% effective rate for Granville South itself $472
Homeowners insuranceOhio averages $920/yr (NAIC), or 0.446% of home value $126
Electricity19.52¢/kWh — Ohio residential average, EIA $175
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $283
Total monthly $2,873

Granville South against Licking County and Ohio

MeasureGranville SouthLicking County
Median home value$339,800$250,700
Median property tax$5,665$3,150
Effective tax rate1.667%1.256%
Median gross rent$999
Population1,241180,311

The weather behind that power bill

Granville South sits in Licking County, which averages a high of 86.0°F in its hottest month and a low of 21.2°F in its coldest, with 38.77" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 961 cooling and 5,231 heating degree days, which is what sets the $175 electricity line above.

See the full climate breakdown for Licking County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Licking County

Full Licking County cost breakdown · Every county in Ohio

Common questions

How much does it cost to own a home in Granville South?

A $340,000 home in Granville South, Ohio costs approximately $2,873 per month with 20% down at 6.66%. That is $1,748 principal and interest, $472 property tax, $126 homeowners insurance, $243 utilities and $283 set aside for maintenance.

What is the property tax rate in Granville South?

Granville South has an effective property tax rate of 1.667%, based on a median home value of $339,800 and median real estate taxes of $5,665. That is higher than the Licking County average of 1.256%.

What is the average home price in Granville South?

The median owner-occupied home value in Granville South, Ohio is $339,800, against $250,700 across Licking County.

Is it cheaper to rent or buy in Granville South?

Rent data is not published for Granville South at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Granville South — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Ohio.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology