Total monthly cost of ownership
Cost to Own a Home in Beechwood Trails, Ohio
A $321,000 home here costs
$2,625per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,650. The real number is $974 higher every month — 59% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Beechwood Trails against Licking County and Ohio
| Measure | Beechwood Trails | Licking County |
|---|---|---|
| Median home value | $321,000 | $250,700 |
| Median property tax | $4,127 | $3,150 |
| Effective tax rate | 1.286% | 1.256% |
| Median gross rent | — | $999 |
| Population | 2,765 | 180,311 |
The weather behind that power bill
Beechwood Trails sits in Licking County, which averages a high of 86.0°F in its hottest month and a low of 21.2°F in its coldest, with 38.77" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 961 cooling and 5,231 heating degree days, which is what sets the $175 electricity line above.
See the full climate breakdown for Licking County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Licking County
Common questions
How much does it cost to own a home in Beechwood Trails?
A $321,000 home in Beechwood Trails, Ohio costs approximately $2,625 per month with 20% down at 6.66%. That is $1,650 principal and interest, $344 property tax, $119 homeowners insurance, $243 utilities and $268 set aside for maintenance.
What is the property tax rate in Beechwood Trails?
Beechwood Trails has an effective property tax rate of 1.286%, based on a median home value of $321,000 and median real estate taxes of $4,127. That is higher than the Licking County average of 1.256%.
What is the average home price in Beechwood Trails?
The median owner-occupied home value in Beechwood Trails, Ohio is $321,000, against $250,700 across Licking County.
Is it cheaper to rent or buy in Beechwood Trails?
Rent data is not published for Beechwood Trails at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Beechwood Trails — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Ohio.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.