Cost to Own
United StatesOhioLicking CountyHebron Population 2,474 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Hebron, Ohio

A $169,000 home here costs

$1,488

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $869. The real number is $620 higher every month — 71% more than the payment most buyers budget for.

Hebron median: $168,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $135,200 borrowed $869
Property tax1.224% effective rate for Hebron itself $172
Homeowners insuranceOhio averages $920/yr (NAIC), or 0.446% of home value $63
Electricity19.52¢/kWh — Ohio residential average, EIA $175
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $141
Total monthly $1,488

Hebron against Licking County and Ohio

MeasureHebronLicking County
Median home value$168,500$250,700
Median property tax$2,063$3,150
Effective tax rate1.224%1.256%
Median gross rent$828$999
Population2,474180,311

The weather behind that power bill

Hebron sits in Licking County, which averages a high of 86.0°F in its hottest month and a low of 21.2°F in its coldest, with 38.77" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 961 cooling and 5,231 heating degree days, which is what sets the $175 electricity line above.

See the full climate breakdown for Licking County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Licking County

Full Licking County cost breakdown · Every county in Ohio

Common questions

How much does it cost to own a home in Hebron?

A $169,000 home in Hebron, Ohio costs approximately $1,488 per month with 20% down at 6.66%. That is $869 principal and interest, $172 property tax, $63 homeowners insurance, $243 utilities and $141 set aside for maintenance.

What is the property tax rate in Hebron?

Hebron has an effective property tax rate of 1.224%, based on a median home value of $168,500 and median real estate taxes of $2,063. That is lower than the Licking County average of 1.256%.

What is the average home price in Hebron?

The median owner-occupied home value in Hebron, Ohio is $168,500, against $250,700 across Licking County.

Is it cheaper to rent or buy in Hebron?

Median gross rent in Hebron is $828 a month, against $1,488 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Hebron — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Ohio.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology