Total monthly cost of ownership
Cost to Own a Home in Golden Grove, South Carolina
A $162,000 home here costs
$1,346per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $833. The real number is $513 higher every month — 62% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Golden Grove against Greenville County and South Carolina
| Measure | Golden Grove | Greenville County |
|---|---|---|
| Median home value | $161,600 | $273,900 |
| Median property tax | $1,032 | $1,445 |
| Effective tax rate | 0.639% | 0.528% |
| Median gross rent | $1,102 | $1,198 |
| Population | 3,084 | 537,575 |
The weather behind that power bill
Golden Grove sits in Greenville County, which averages a high of 90.9°F in its hottest month and a low of 34.6°F in its coldest, with 47.04" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 2,035 cooling and 2,646 heating degree days, which is what sets the $145 electricity line above.
See the full climate breakdown for Greenville County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Greenville County
Full Greenville County cost breakdown · Every county in South Carolina
Common questions
How much does it cost to own a home in Golden Grove?
A $162,000 home in Golden Grove, South Carolina costs approximately $1,346 per month with 20% down at 6.66%. That is $833 principal and interest, $86 property tax, $78 homeowners insurance, $213 utilities and $135 set aside for maintenance.
What is the property tax rate in Golden Grove?
Golden Grove has an effective property tax rate of 0.639%, based on a median home value of $161,600 and median real estate taxes of $1,032. That is higher than the Greenville County average of 0.528%.
What is the average home price in Golden Grove?
The median owner-occupied home value in Golden Grove, South Carolina is $161,600, against $273,900 across Greenville County.
Is it cheaper to rent or buy in Golden Grove?
Median gross rent in Golden Grove is $1,102 a month, against $1,346 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Golden Grove — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for South Carolina.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.