Cost to Own
United StatesPennsylvaniaBeaver CountyFrisco Population 1,040 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Frisco, Pennsylvania

A $216,000 home here costs

$1,832

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,110. The real number is $721 higher every month — 65% more than the payment most buyers budget for.

Frisco median: $216,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $172,800 borrowed $1,110
Property tax1.153% effective rate for Frisco itself $208
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $72
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $180
Total monthly $1,832

Frisco against Beaver County and Pennsylvania

MeasureFriscoBeaver County
Median home value$216,000$185,500
Median property tax$2,491$2,672
Effective tax rate1.153%1.440%
Median gross rent$932$867
Population1,040166,993

Frisco extends across 2 counties. Figures here use Beaver County, where most of its housing sits.

The weather behind that power bill

Frisco sits in Beaver County, which averages a high of 81.8°F in its hottest month and a low of 20.7°F in its coldest, with 40.69" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 636 cooling and 5,811 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Beaver County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Beaver County

Full Beaver County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Frisco?

A $216,000 home in Frisco, Pennsylvania costs approximately $1,832 per month with 20% down at 6.66%. That is $1,110 principal and interest, $208 property tax, $72 homeowners insurance, $262 utilities and $180 set aside for maintenance.

What is the property tax rate in Frisco?

Frisco has an effective property tax rate of 1.153%, based on a median home value of $216,000 and median real estate taxes of $2,491. That is lower than the Beaver County average of 1.440%.

What is the average home price in Frisco?

The median owner-occupied home value in Frisco, Pennsylvania is $216,000, against $185,500 across Beaver County.

Is it cheaper to rent or buy in Frisco?

Median gross rent in Frisco is $932 a month, against $1,832 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Frisco — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology