Cost to Own
United StatesPennsylvaniaBeaver CountyNew Brighton Population 5,600 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in New Brighton, Pennsylvania

A $104,000 home here costs

$1,072

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $535. The real number is $538 higher every month — 101% more than the payment most buyers budget for.

New Brighton median: $104,100
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $83,200 borrowed $535
Property tax1.782% effective rate for New Brighton itself $154
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $35
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $87
Total monthly $1,072

New Brighton against Beaver County and Pennsylvania

MeasureNew BrightonBeaver County
Median home value$104,100$185,500
Median property tax$1,855$2,672
Effective tax rate1.782%1.440%
Median gross rent$716$867
Population5,600166,993

The weather behind that power bill

New Brighton sits in Beaver County, which averages a high of 81.8°F in its hottest month and a low of 20.7°F in its coldest, with 40.69" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 636 cooling and 5,811 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Beaver County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Beaver County

Full Beaver County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in New Brighton?

A $104,000 home in New Brighton, Pennsylvania costs approximately $1,072 per month with 20% down at 6.66%. That is $535 principal and interest, $154 property tax, $35 homeowners insurance, $262 utilities and $87 set aside for maintenance.

What is the property tax rate in New Brighton?

New Brighton has an effective property tax rate of 1.782%, based on a median home value of $104,100 and median real estate taxes of $1,855. That is higher than the Beaver County average of 1.440%.

What is the average home price in New Brighton?

The median owner-occupied home value in New Brighton, Pennsylvania is $104,100, against $185,500 across Beaver County.

Is it cheaper to rent or buy in New Brighton?

Median gross rent in New Brighton is $716 a month, against $1,072 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for New Brighton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology