Cost to Own
United StatesWashingtonClark CountyFelida Population 10,695 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Felida, Washington

A $644,000 home here costs

$4,613

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $3,311. The real number is $1,302 higher every month — 39% more than the payment most buyers budget for.

Felida median: $643,600
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $515,200 borrowed $3,311
Property tax0.871% effective rate for Felida itself $467
Homeowners insuranceWashington averages $1,001/yr (NAIC), or 0.178% of home value $96
Electricity14.95¢/kWh — Washington residential average, EIA $134
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $537
Total monthly $4,613

Felida against Clark County and Washington

MeasureFelidaClark County
Median home value$643,600$487,900
Median property tax$5,603$4,080
Effective tax rate0.871%0.836%
Median gross rent$2,363$1,668
Population10,695510,516

The weather behind that power bill

Felida sits in Clark County, which averages a high of 79.6°F in its hottest month and a low of 31.7°F in its coldest, with 52.37" of precipitation a year and 44% of it in a single three-month stretch. That climate drives 164 cooling and 5,303 heating degree days, which is what sets the $134 electricity line above.

See the full climate breakdown for Clark County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Clark County

Full Clark County cost breakdown · Every county in Washington

Common questions

How much does it cost to own a home in Felida?

A $644,000 home in Felida, Washington costs approximately $4,613 per month with 20% down at 6.66%. That is $3,311 principal and interest, $467 property tax, $96 homeowners insurance, $202 utilities and $537 set aside for maintenance.

What is the property tax rate in Felida?

Felida has an effective property tax rate of 0.871%, based on a median home value of $643,600 and median real estate taxes of $5,603. That is higher than the Clark County average of 0.836%.

What is the average home price in Felida?

The median owner-occupied home value in Felida, Washington is $643,600, against $487,900 across Clark County.

Is it cheaper to rent or buy in Felida?

Median gross rent in Felida is $2,363 a month, against $4,613 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Felida — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Washington.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology