Cost to Own
United States › Washington › Clark County › Felida Population 10,695 Data vintage ACS 2023 5-Year Rates updated 2026-10-29
The part nobody budgets Even with the mortgage fully paid off, the median home here still costs $1,307 a month in taxes, insurance, utilities and upkeep. See the full Clark County picture

Total monthly cost of ownership

Cost to Own a Home in Felida, Washington

A $644,000 home here costs

$4,818

per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $206,500 a year.

P&I 73%Tax 10%Insurance 2%Utilities 4%Upkeep 11%

A standard mortgage calculator would have told you $3,511. The real number is $1,307 higher every month, 37% more than the payment most buyers budget for.

Compare Clark County with anywhere in America · full county breakdown

Felida median: $643,600
Under 20% adds PMI
Freddie Mac PMMS
WA average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $515,200 borrowed $3,511
Property tax0.871% effective rate for Felida itself $467
Homeowners insuranceWashington averages $1,001/yr (NAIC), or 0.178% of home value $96
Electricity14.63ยข/kWh, Washington residential average, EIA $140
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $537
Total monthly $4,818

Felida against Clark County and Washington

MeasureFelidaClark County
Median home value$643,600$487,900
Median property tax$5,603$4,080
Effective tax rate0.871%0.836%
Median gross rent$2,363$1,668
Population10,695510,516

The weather behind that power bill

Felida sits in Clark County, which averages a high of 79.6°F in its hottest month and a low of 31.7°F in its coldest, with 52.37" of precipitation a year and 44% of it in a single three-month stretch. That climate drives 164 cooling and 5,303 heating degree days, which is what sets the $140 electricity line above.

See the full climate breakdown for Clark County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Clark County

Full Clark County cost breakdown · Every county in Washington

Talk to someone who works this market

These are Felida averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Felida every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in Felida I already own here and may sell

Common questions

How much does it cost to own a home in Felida?

A $644,000 home in Felida, Washington costs approximately $4,818 per month with 20% down at 7.24%. That is $3,511 principal and interest, $467 property tax, $96 homeowners insurance, $208 utilities and $537 set aside for maintenance.

What is the property tax rate in Felida?

Felida has an effective property tax rate of 0.871%, based on a median home value of $643,600 and median real estate taxes of $5,603. That is higher than the Clark County average of 0.836%.

What is the average home price in Felida?

The median owner-occupied home value in Felida, Washington is $643,600, against $487,900 across Clark County.

Is it cheaper to rent or buy in Felida?

Median gross rent in Felida is $2,363 a month, against $4,818 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

What salary do you need to buy a home in Felida?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Felida, Washington at today's rate takes a household income of roughly $206,500 a year. That covers the full $4,818 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Felida, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for Washington.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology