Cost to Own
United StatesPennsylvaniaBucks CountyDublin Population 2,113 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Dublin, Pennsylvania

A $352,000 home here costs

$2,840

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,810. The real number is $1,030 higher every month — 57% more than the payment most buyers budget for.

Dublin median: $352,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $281,600 borrowed $1,810
Property tax1.218% effective rate for Dublin itself $357
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $118
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $293
Total monthly $2,840

Dublin against Bucks County and Pennsylvania

MeasureDublinBucks County
Median home value$352,300$421,700
Median property tax$4,291$5,833
Effective tax rate1.218%1.383%
Median gross rent$1,356$1,537
Population2,113645,993

The weather behind that power bill

Dublin sits in Bucks County, which averages a high of 85.6°F in its hottest month and a low of 23.3°F in its coldest, with 47.67" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 959 cooling and 5,160 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Bucks County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Bucks County

Full Bucks County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Dublin?

A $352,000 home in Dublin, Pennsylvania costs approximately $2,840 per month with 20% down at 6.66%. That is $1,810 principal and interest, $357 property tax, $118 homeowners insurance, $262 utilities and $293 set aside for maintenance.

What is the property tax rate in Dublin?

Dublin has an effective property tax rate of 1.218%, based on a median home value of $352,300 and median real estate taxes of $4,291. That is lower than the Bucks County average of 1.383%.

What is the average home price in Dublin?

The median owner-occupied home value in Dublin, Pennsylvania is $352,300, against $421,700 across Bucks County.

Is it cheaper to rent or buy in Dublin?

Median gross rent in Dublin is $1,356 a month, against $2,840 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Dublin — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology