Cost to Own
United StatesPennsylvaniaLehigh CountyCoopersburg Population 2,384 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Coopersburg, Pennsylvania

A $283,000 home here costs

$2,429

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,455. The real number is $974 higher every month — 67% more than the payment most buyers budget for.

Coopersburg median: $282,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $226,400 borrowed $1,455
Property tax1.619% effective rate for Coopersburg itself $382
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $95
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $236
Total monthly $2,429

Coopersburg against Lehigh County and Pennsylvania

MeasureCoopersburgLehigh County
Median home value$282,700$276,100
Median property tax$4,577$4,591
Effective tax rate1.619%1.663%
Median gross rent$942$1,326
Population2,384375,408

The weather behind that power bill

Coopersburg sits in Lehigh County, which averages a high of 86.4°F in its hottest month and a low of 21.8°F in its coldest, with 47.36" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 981 cooling and 5,293 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Lehigh County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Lehigh County

Full Lehigh County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Coopersburg?

A $283,000 home in Coopersburg, Pennsylvania costs approximately $2,429 per month with 20% down at 6.66%. That is $1,455 principal and interest, $382 property tax, $95 homeowners insurance, $262 utilities and $236 set aside for maintenance.

What is the property tax rate in Coopersburg?

Coopersburg has an effective property tax rate of 1.619%, based on a median home value of $282,700 and median real estate taxes of $4,577. That is lower than the Lehigh County average of 1.663%.

What is the average home price in Coopersburg?

The median owner-occupied home value in Coopersburg, Pennsylvania is $282,700, against $276,100 across Lehigh County.

Is it cheaper to rent or buy in Coopersburg?

Median gross rent in Coopersburg is $942 a month, against $2,429 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Coopersburg — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology