Cost to Own
United StatesPennsylvaniaLehigh CountyWescosville Population 7,156 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Wescosville, Pennsylvania

A $429,000 home here costs

$3,455

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,205. The real number is $1,249 higher every month — 57% more than the payment most buyers budget for.

Wescosville median: $428,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $343,200 borrowed $2,205
Property tax1.361% effective rate for Wescosville itself $487
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $143
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $358
Total monthly $3,455

Wescosville against Lehigh County and Pennsylvania

MeasureWescosvilleLehigh County
Median home value$428,800$276,100
Median property tax$5,836$4,591
Effective tax rate1.361%1.663%
Median gross rent$1,498$1,326
Population7,156375,408

The weather behind that power bill

Wescosville sits in Lehigh County, which averages a high of 86.4°F in its hottest month and a low of 21.8°F in its coldest, with 47.36" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 981 cooling and 5,293 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Lehigh County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Lehigh County

Full Lehigh County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Wescosville?

A $429,000 home in Wescosville, Pennsylvania costs approximately $3,455 per month with 20% down at 6.66%. That is $2,205 principal and interest, $487 property tax, $143 homeowners insurance, $262 utilities and $358 set aside for maintenance.

What is the property tax rate in Wescosville?

Wescosville has an effective property tax rate of 1.361%, based on a median home value of $428,800 and median real estate taxes of $5,836. That is lower than the Lehigh County average of 1.663%.

What is the average home price in Wescosville?

The median owner-occupied home value in Wescosville, Pennsylvania is $428,800, against $276,100 across Lehigh County.

Is it cheaper to rent or buy in Wescosville?

Median gross rent in Wescosville is $1,498 a month, against $3,455 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Wescosville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology