Cost to Own
United StatesPennsylvaniaLehigh CountyFountain Hill Population 4,811 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Fountain Hill, Pennsylvania

A $224,000 home here costs

$2,030

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,152. The real number is $878 higher every month — 76% more than the payment most buyers budget for.

Fountain Hill median: $223,600
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $179,200 borrowed $1,152
Property tax1.901% effective rate for Fountain Hill itself $355
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $75
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $187
Total monthly $2,030

Fountain Hill against Lehigh County and Pennsylvania

MeasureFountain HillLehigh County
Median home value$223,600$276,100
Median property tax$4,251$4,591
Effective tax rate1.901%1.663%
Median gross rent$1,026$1,326
Population4,811375,408

The weather behind that power bill

Fountain Hill sits in Lehigh County, which averages a high of 86.4°F in its hottest month and a low of 21.8°F in its coldest, with 47.36" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 981 cooling and 5,293 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Lehigh County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Lehigh County

Full Lehigh County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Fountain Hill?

A $224,000 home in Fountain Hill, Pennsylvania costs approximately $2,030 per month with 20% down at 6.66%. That is $1,152 principal and interest, $355 property tax, $75 homeowners insurance, $262 utilities and $187 set aside for maintenance.

What is the property tax rate in Fountain Hill?

Fountain Hill has an effective property tax rate of 1.901%, based on a median home value of $223,600 and median real estate taxes of $4,251. That is higher than the Lehigh County average of 1.663%.

What is the average home price in Fountain Hill?

The median owner-occupied home value in Fountain Hill, Pennsylvania is $223,600, against $276,100 across Lehigh County.

Is it cheaper to rent or buy in Fountain Hill?

Median gross rent in Fountain Hill is $1,026 a month, against $2,030 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Fountain Hill — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology