Cost to Own
United StatesWisconsinRacine CountyBohners Lake Population 2,138 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Bohners Lake, Wisconsin

A $231,000 home here costs

$1,916

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,188. The real number is $728 higher every month — 61% more than the payment most buyers budget for.

Bohners Lake median: $231,100
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $184,800 borrowed $1,188
Property tax1.199% effective rate for Bohners Lake itself $231
Homeowners insuranceWisconsin averages $780/yr (NAIC), or 0.309% of home value $59
Electricity19.74¢/kWh — Wisconsin residential average, EIA $177
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $193
Total monthly $1,916

Bohners Lake against Racine County and Wisconsin

MeasureBohners LakeRacine County
Median home value$231,100$239,400
Median property tax$2,772$4,071
Effective tax rate1.199%1.701%
Median gross rent$1,206$1,017
Population2,138196,888

The weather behind that power bill

Bohners Lake sits in Racine County, which averages a high of 81.4°F in its hottest month and a low of 16.0°F in its coldest, with 31.77" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 654 cooling and 6,682 heating degree days, which is what sets the $177 electricity line above.

See the full climate breakdown for Racine County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Racine County

Full Racine County cost breakdown · Every county in Wisconsin

Common questions

How much does it cost to own a home in Bohners Lake?

A $231,000 home in Bohners Lake, Wisconsin costs approximately $1,916 per month with 20% down at 6.66%. That is $1,188 principal and interest, $231 property tax, $59 homeowners insurance, $245 utilities and $193 set aside for maintenance.

What is the property tax rate in Bohners Lake?

Bohners Lake has an effective property tax rate of 1.199%, based on a median home value of $231,100 and median real estate taxes of $2,772. That is lower than the Racine County average of 1.701%.

What is the average home price in Bohners Lake?

The median owner-occupied home value in Bohners Lake, Wisconsin is $231,100, against $239,400 across Racine County.

Is it cheaper to rent or buy in Bohners Lake?

Median gross rent in Bohners Lake is $1,206 a month, against $1,916 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Bohners Lake — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Wisconsin.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology