Total monthly cost of ownership
Cost to Own a Home in Mount Pleasant, Wisconsin
A $270,000 home here costs
$2,297per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,388. The real number is $909 higher every month — 66% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Mount Pleasant against Racine County and Wisconsin
| Measure | Mount Pleasant | Racine County |
|---|---|---|
| Median home value | $269,900 | $239,400 |
| Median property tax | $4,430 | $4,071 |
| Effective tax rate | 1.641% | 1.701% |
| Median gross rent | $1,045 | $1,017 |
| Population | 27,694 | 196,888 |
The weather behind that power bill
Mount Pleasant sits in Racine County, which averages a high of 81.4°F in its hottest month and a low of 16.0°F in its coldest, with 31.77" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 654 cooling and 6,682 heating degree days, which is what sets the $177 electricity line above.
See the full climate breakdown for Racine County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Racine County
Full Racine County cost breakdown · Every county in Wisconsin
Common questions
How much does it cost to own a home in Mount Pleasant?
A $270,000 home in Mount Pleasant, Wisconsin costs approximately $2,297 per month with 20% down at 6.66%. That is $1,388 principal and interest, $369 property tax, $70 homeowners insurance, $245 utilities and $225 set aside for maintenance.
What is the property tax rate in Mount Pleasant?
Mount Pleasant has an effective property tax rate of 1.641%, based on a median home value of $269,900 and median real estate taxes of $4,430. That is lower than the Racine County average of 1.701%.
What is the average home price in Mount Pleasant?
The median owner-occupied home value in Mount Pleasant, Wisconsin is $269,900, against $239,400 across Racine County.
Is it cheaper to rent or buy in Mount Pleasant?
Median gross rent in Mount Pleasant is $1,045 a month, against $2,297 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Mount Pleasant — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Wisconsin.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.