Total monthly cost of ownership
Cost to Own a Home in Sturtevant, Wisconsin
A $231,000 home here costs
$1,982per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,188. The real number is $795 higher every month — 67% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Sturtevant against Racine County and Wisconsin
| Measure | Sturtevant | Racine County |
|---|---|---|
| Median home value | $231,000 | $239,400 |
| Median property tax | $3,567 | $4,071 |
| Effective tax rate | 1.544% | 1.701% |
| Median gross rent | $896 | $1,017 |
| Population | 6,787 | 196,888 |
The weather behind that power bill
Sturtevant sits in Racine County, which averages a high of 81.4°F in its hottest month and a low of 16.0°F in its coldest, with 31.77" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 654 cooling and 6,682 heating degree days, which is what sets the $177 electricity line above.
See the full climate breakdown for Racine County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Racine County
Full Racine County cost breakdown · Every county in Wisconsin
Common questions
How much does it cost to own a home in Sturtevant?
A $231,000 home in Sturtevant, Wisconsin costs approximately $1,982 per month with 20% down at 6.66%. That is $1,188 principal and interest, $297 property tax, $59 homeowners insurance, $245 utilities and $193 set aside for maintenance.
What is the property tax rate in Sturtevant?
Sturtevant has an effective property tax rate of 1.544%, based on a median home value of $231,000 and median real estate taxes of $3,567. That is lower than the Racine County average of 1.701%.
What is the average home price in Sturtevant?
The median owner-occupied home value in Sturtevant, Wisconsin is $231,000, against $239,400 across Racine County.
Is it cheaper to rent or buy in Sturtevant?
Median gross rent in Sturtevant is $896 a month, against $1,982 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Sturtevant — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Wisconsin.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.