Total monthly cost of ownership
Cost to Own a Home in Blue Ridge, Arizona
A $422,000 home here costs
$2,938per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $2,170. The real number is $769 higher every month — 35% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Blue Ridge against Coconino County and Arizona
| Measure | Blue Ridge | Coconino County |
|---|---|---|
| Median home value | $422,100 | $413,200 |
| Median property tax | $1,485 | $2,008 |
| Effective tax rate | 0.352% | 0.486% |
| Median gross rent | — | $1,406 |
| Population | 1,037 | 144,643 |
The weather behind that power bill
Blue Ridge sits in Coconino County, which averages a high of 84.9°F in its hottest month and a low of 14.1°F in its coldest, with 13.36" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 162 cooling and 6,799 heating degree days, which is what sets the $137 electricity line above.
See the full climate breakdown for Coconino County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Coconino County
Full Coconino County cost breakdown · Every county in Arizona
Common questions
How much does it cost to own a home in Blue Ridge?
A $422,000 home in Blue Ridge, Arizona costs approximately $2,938 per month with 20% down at 6.66%. That is $2,170 principal and interest, $124 property tax, $89 homeowners insurance, $205 utilities and $352 set aside for maintenance.
What is the property tax rate in Blue Ridge?
Blue Ridge has an effective property tax rate of 0.352%, based on a median home value of $422,100 and median real estate taxes of $1,485. That is lower than the Coconino County average of 0.486%.
What is the average home price in Blue Ridge?
The median owner-occupied home value in Blue Ridge, Arizona is $422,100, against $413,200 across Coconino County.
Is it cheaper to rent or buy in Blue Ridge?
Rent data is not published for Blue Ridge at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Blue Ridge — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Arizona.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.