Cost to Own
United StatesNew YorkExemptions Programs 2 Avg effective rate 2.046%
Money that stays yours only if you claim it Most of these take a single filing with the county assessor. Homeowners who never file simply pay the full bill, every year, forever.

Statewide relief programs

Property Tax Exemptions in New York

These are the major statewide programs. Counties and cities often layer their own on top, and dollar amounts change with legislation, so each entry tells you what the program is and who it is for, and the official New York source carries the current numbers.

What you may be able to claim

STAR / Enhanced STAR Who: Owner-occupants under income limits; Enhanced for 65+. School tax relief as an exemption or credit check. Enhanced STAR for seniors is significantly larger.
Senior Citizens Exemption Who: 65+ under local income limits. Up to half of assessed value exempt where localities adopt it.

Current amounts, income limits and forms: official New York property tax site. Filing itself happens at your county assessor's office.

Common questions

What property tax exemptions does New York offer?

New York offers 2 major statewide relief programs: STAR / Enhanced STAR; Senior Citizens Exemption. Details and current amounts are on the official state site, and claims go through your county assessor.

Do property tax exemptions renew automatically?

Some do, many do not. Homestead-type filings usually persist once made, while income-tested programs typically require an annual application. The safe habit is one call to the county assessor each year.

How much can an exemption save?

It depends on the program, your home's value and the current statutory amounts, which change. On this site's data, the average New York homeowner pays an effective 2.046% of home value in property tax each year, any exemption comes off that bill.

Keep going

Down payment help in New York · Every New York county's full ownership cost · The state's lowest-tax counties