Total monthly cost of ownership
Cost to Own a Home in Yerington, Nevada
A $255,000 home here costs
$1,826per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,311. The real number is $515 higher every month — 39% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Yerington against Lyon County and Nevada
| Measure | Yerington | Lyon County |
|---|---|---|
| Median home value | $254,600 | $342,600 |
| Median property tax | $807 | $1,585 |
| Effective tax rate | 0.317% | 0.463% |
| Median gross rent | $748 | $1,259 |
| Population | 3,139 | 60,630 |
The weather behind that power bill
Yerington sits in Lyon County, which averages a high of 93.4°F in its hottest month and a low of 21.8°F in its coldest, with 4.58" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 922 cooling and 5,090 heating degree days, which is what sets the $122 electricity line above.
See the full climate breakdown for Lyon County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Lyon County
Common questions
How much does it cost to own a home in Yerington?
A $255,000 home in Yerington, Nevada costs approximately $1,826 per month with 20% down at 6.66%. That is $1,311 principal and interest, $67 property tax, $45 homeowners insurance, $190 utilities and $213 set aside for maintenance.
What is the property tax rate in Yerington?
Yerington has an effective property tax rate of 0.317%, based on a median home value of $254,600 and median real estate taxes of $807. That is lower than the Lyon County average of 0.463%.
What is the average home price in Yerington?
The median owner-occupied home value in Yerington, Nevada is $254,600, against $342,600 across Lyon County.
Is it cheaper to rent or buy in Yerington?
Median gross rent in Yerington is $748 a month, against $1,826 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Yerington — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Nevada.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.