Total monthly cost of ownership
Cost to Own a Home in Stagecoach, Nevada
A $290,000 home here costs
$2,043per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,491. The real number is $552 higher every month — 37% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Stagecoach against Lyon County and Nevada
| Measure | Stagecoach | Lyon County |
|---|---|---|
| Median home value | $289,800 | $342,600 |
| Median property tax | $828 | $1,585 |
| Effective tax rate | 0.286% | 0.463% |
| Median gross rent | $1,112 | $1,259 |
| Population | 1,933 | 60,630 |
The weather behind that power bill
Stagecoach sits in Lyon County, which averages a high of 93.4°F in its hottest month and a low of 21.8°F in its coldest, with 4.58" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 922 cooling and 5,090 heating degree days, which is what sets the $122 electricity line above.
See the full climate breakdown for Lyon County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Lyon County
Common questions
How much does it cost to own a home in Stagecoach?
A $290,000 home in Stagecoach, Nevada costs approximately $2,043 per month with 20% down at 6.66%. That is $1,491 principal and interest, $69 property tax, $51 homeowners insurance, $190 utilities and $242 set aside for maintenance.
What is the property tax rate in Stagecoach?
Stagecoach has an effective property tax rate of 0.286%, based on a median home value of $289,800 and median real estate taxes of $828. That is lower than the Lyon County average of 0.463%.
What is the average home price in Stagecoach?
The median owner-occupied home value in Stagecoach, Nevada is $289,800, against $342,600 across Lyon County.
Is it cheaper to rent or buy in Stagecoach?
Median gross rent in Stagecoach is $1,112 a month, against $2,043 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Stagecoach — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Nevada.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.