Cost to Own
United StatesSouth CarolinaClarendon CountyWyboo Population 3,582 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Wyboo, South Carolina

A $198,000 home here costs

$1,588

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,018. The real number is $570 higher every month — 56% more than the payment most buyers budget for.

Wyboo median: $198,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $158,400 borrowed $1,018
Property tax0.585% effective rate for Wyboo itself $97
Homeowners insuranceSouth Carolina averages $1,432/yr (NAIC), or 0.578% of home value $95
Electricity16.18¢/kWh — South Carolina residential average, EIA $145
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $165
Total monthly $1,588

Wyboo against Clarendon County and South Carolina

MeasureWybooClarendon County
Median home value$198,200$147,300
Median property tax$1,160$848
Effective tax rate0.585%0.576%
Median gross rent$767$728
Population3,58231,037

The weather behind that power bill

Wyboo sits in Clarendon County, which averages a high of 90.5°F in its hottest month and a low of 35.2°F in its coldest, with 55.74" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 1,949 cooling and 2,595 heating degree days, which is what sets the $145 electricity line above.

See the full climate breakdown for Clarendon County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Clarendon County

Full Clarendon County cost breakdown · Every county in South Carolina

Common questions

How much does it cost to own a home in Wyboo?

A $198,000 home in Wyboo, South Carolina costs approximately $1,588 per month with 20% down at 6.66%. That is $1,018 principal and interest, $97 property tax, $95 homeowners insurance, $213 utilities and $165 set aside for maintenance.

What is the property tax rate in Wyboo?

Wyboo has an effective property tax rate of 0.585%, based on a median home value of $198,200 and median real estate taxes of $1,160. That is in line with the Clarendon County average of 0.576%.

What is the average home price in Wyboo?

The median owner-occupied home value in Wyboo, South Carolina is $198,200, against $147,300 across Clarendon County.

Is it cheaper to rent or buy in Wyboo?

Median gross rent in Wyboo is $767 a month, against $1,588 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Wyboo — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for South Carolina.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology