Cost to Own
United States › South Carolina › Clarendon County › Manning Population 3,843 Data vintage ACS 2023 5-Year Rates updated 2026-10-29
The part nobody budgets Even with the mortgage fully paid off, the median home here still costs $516 a month in taxes, insurance, utilities and upkeep. See the full Clarendon County picture

Total monthly cost of ownership

Cost to Own a Home in Manning, South Carolina

A $153,000 home here costs

$1,351

per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $58,000 a year.

P&I 62%Tax 6%Insurance 5%Utilities 17%Upkeep 9%

A standard mortgage calculator would have told you $834. The real number is $516 higher every month, 62% more than the payment most buyers budget for.

Compare Clarendon County with anywhere in America · full county breakdown

Small-place caveat: the Census publishes these figures for Manning from a five-year rolling sample, and with about 3,843 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Clarendon County figures are drawn from a far larger sample if you want a steadier number.

Manning median: $152,700
Under 20% adds PMI
Freddie Mac PMMS
SC average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $122,400 borrowed $834
Property tax0.641% effective rate for Manning itself $82
Homeowners insuranceSouth Carolina averages $1,432/yr (NAIC), or 0.578% of home value $74
Electricity15.76ยข/kWh, South Carolina residential average, EIA $165
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $128
Total monthly $1,351

Manning against Clarendon County and South Carolina

MeasureManningClarendon County
Median home value$152,700$147,300
Median property tax$979$848
Effective tax rate0.641%0.576%
Median gross rent$653$728
Population3,84331,037

The weather behind that power bill

Manning sits in Clarendon County, which averages a high of 90.5°F in its hottest month and a low of 35.2°F in its coldest, with 55.74" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 1,949 cooling and 2,595 heating degree days, which is what sets the $165 electricity line above.

See the full climate breakdown for Clarendon County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Clarendon County

Full Clarendon County cost breakdown · Every county in South Carolina

Talk to someone who works this market

These are Manning averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Manning every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in Manning I already own here and may sell

Common questions

How much does it cost to own a home in Manning?

A $153,000 home in Manning, South Carolina costs approximately $1,351 per month with 20% down at 7.24%. That is $834 principal and interest, $82 property tax, $74 homeowners insurance, $233 utilities and $128 set aside for maintenance.

What is the property tax rate in Manning?

Manning has an effective property tax rate of 0.641%, based on a median home value of $152,700 and median real estate taxes of $979. That is higher than the Clarendon County average of 0.576%.

What is the average home price in Manning?

The median owner-occupied home value in Manning, South Carolina is $152,700, against $147,300 across Clarendon County.

Is it cheaper to rent or buy in Manning?

Median gross rent in Manning is $653 a month, against $1,351 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

What salary do you need to buy a home in Manning?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Manning, South Carolina at today's rate takes a household income of roughly $58,000 a year. That covers the full $1,351 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Manning, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for South Carolina.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology