Total monthly cost of ownership
Cost to Own a Home in Woodville, Florida
A $164,000 home here costs
$1,476per month, all in, with 20% down at today's 7.40% 30-year fixed rate. By the 28% rule that takes a household income of about $63,500 a year.
A standard mortgage calculator would have told you $908. The real number is $568 higher every month, 63% more than the payment most buyers budget for.
Compare Leon County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Woodville from a five-year rolling sample, and with about 4,109 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Leon County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Woodville against Leon County and Florida
| Measure | Woodville | Leon County |
|---|---|---|
| Median home value | $164,300 | $279,800 |
| Median property tax | $1,180 | $2,305 |
| Effective tax rate | 0.718% | 0.824% |
| Median gross rent | $912 | $1,230 |
| Population | 4,109 | 295,335 |
The weather behind that power bill
Woodville sits in Leon County, which averages a high of 92.1°F in its hottest month and a low of 40.5°F in its coldest, with 58.81" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 2,758 cooling and 1,473 heating degree days, which is what sets the $166 electricity line above.
See the full climate breakdown for Leon County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Leon County
Talk to someone who works this market
These are Woodville averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Woodville every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Woodville I already own here and may sell
Common questions
How much does it cost to own a home in Woodville?
A $164,000 home in Woodville, Florida costs approximately $1,476 per month with 20% down at 7.4%. That is $908 principal and interest, $98 property tax, $99 homeowners insurance, $234 utilities and $137 set aside for maintenance.
What is the property tax rate in Woodville?
Woodville has an effective property tax rate of 0.718%, based on a median home value of $164,300 and median real estate taxes of $1,180. That is lower than the Leon County average of 0.824%.
What is the average home price in Woodville?
The median owner-occupied home value in Woodville, Florida is $164,300, against $279,800 across Leon County.
Is it cheaper to rent or buy in Woodville?
Median gross rent in Woodville is $912 a month, against $1,476 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Woodville?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Woodville, Florida at today's rate takes a household income of roughly $63,500 a year. That covers the full $1,476 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Woodville, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Florida.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.