Total monthly cost of ownership
Cost to Own a Home in Woodville, Florida
A $164,000 home here costs
$1,381per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $843. The real number is $538 higher every month — 64% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Woodville against Leon County and Florida
| Measure | Woodville | Leon County |
|---|---|---|
| Median home value | $164,300 | $279,800 |
| Median property tax | $1,180 | $2,305 |
| Effective tax rate | 0.718% | 0.824% |
| Median gross rent | $912 | $1,230 |
| Population | 4,109 | 295,335 |
The weather behind that power bill
Woodville sits in Leon County, which averages a high of 92.1°F in its hottest month and a low of 40.5°F in its coldest, with 58.81" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 2,758 cooling and 1,473 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Leon County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Leon County
Common questions
How much does it cost to own a home in Woodville?
A $164,000 home in Woodville, Florida costs approximately $1,381 per month with 20% down at 6.66%. That is $843 principal and interest, $98 property tax, $99 homeowners insurance, $204 utilities and $137 set aside for maintenance.
What is the property tax rate in Woodville?
Woodville has an effective property tax rate of 0.718%, based on a median home value of $164,300 and median real estate taxes of $1,180. That is lower than the Leon County average of 0.824%.
What is the average home price in Woodville?
The median owner-occupied home value in Woodville, Florida is $164,300, against $279,800 across Leon County.
Is it cheaper to rent or buy in Woodville?
Median gross rent in Woodville is $912 a month, against $1,381 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Woodville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Florida.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.