Total monthly cost of ownership
Cost to Own a Home in Bradfordville, Florida
A $358,000 home here costs
$2,963per month, all in, with 20% down at today's 7.40% 30-year fixed rate. By the 28% rule that takes a household income of about $127,000 a year.
A standard mortgage calculator would have told you $1,983. The real number is $980 higher every month, 49% more than the payment most buyers budget for.
Compare Leon County with anywhere in America · full county breakdown
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Bradfordville against Leon County and Florida
| Measure | Bradfordville | Leon County |
|---|---|---|
| Median home value | $358,400 | $279,800 |
| Median property tax | $2,784 | $2,305 |
| Effective tax rate | 0.777% | 0.824% |
| Median gross rent | $1,786 | $1,230 |
| Population | 19,548 | 295,335 |
The weather behind that power bill
Bradfordville sits in Leon County, which averages a high of 92.1°F in its hottest month and a low of 40.5°F in its coldest, with 58.81" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 2,758 cooling and 1,473 heating degree days, which is what sets the $166 electricity line above.
See the full climate breakdown for Leon County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Leon County
Talk to someone who works this market
These are Bradfordville averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Bradfordville every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Bradfordville I already own here and may sell
Common questions
How much does it cost to own a home in Bradfordville?
A $358,000 home in Bradfordville, Florida costs approximately $2,963 per month with 20% down at 7.4%. That is $1,983 principal and interest, $232 property tax, $216 homeowners insurance, $234 utilities and $298 set aside for maintenance.
What is the property tax rate in Bradfordville?
Bradfordville has an effective property tax rate of 0.777%, based on a median home value of $358,400 and median real estate taxes of $2,784. That is lower than the Leon County average of 0.824%.
What is the average home price in Bradfordville?
The median owner-occupied home value in Bradfordville, Florida is $358,400, against $279,800 across Leon County.
Is it cheaper to rent or buy in Bradfordville?
Median gross rent in Bradfordville is $1,786 a month, against $2,963 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Bradfordville?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Bradfordville, Florida at today's rate takes a household income of roughly $127,000 a year. That covers the full $2,963 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Bradfordville, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Florida.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.