Total monthly cost of ownership
Cost to Own a Home in Bradfordville, Florida
A $358,000 home here costs
$2,791per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,840. The real number is $951 higher every month — 52% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Bradfordville against Leon County and Florida
| Measure | Bradfordville | Leon County |
|---|---|---|
| Median home value | $358,400 | $279,800 |
| Median property tax | $2,784 | $2,305 |
| Effective tax rate | 0.777% | 0.824% |
| Median gross rent | $1,786 | $1,230 |
| Population | 19,548 | 295,335 |
The weather behind that power bill
Bradfordville sits in Leon County, which averages a high of 92.1°F in its hottest month and a low of 40.5°F in its coldest, with 58.81" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 2,758 cooling and 1,473 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Leon County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Leon County
Common questions
How much does it cost to own a home in Bradfordville?
A $358,000 home in Bradfordville, Florida costs approximately $2,791 per month with 20% down at 6.66%. That is $1,840 principal and interest, $232 property tax, $216 homeowners insurance, $204 utilities and $298 set aside for maintenance.
What is the property tax rate in Bradfordville?
Bradfordville has an effective property tax rate of 0.777%, based on a median home value of $358,400 and median real estate taxes of $2,784. That is lower than the Leon County average of 0.824%.
What is the average home price in Bradfordville?
The median owner-occupied home value in Bradfordville, Florida is $358,400, against $279,800 across Leon County.
Is it cheaper to rent or buy in Bradfordville?
Median gross rent in Bradfordville is $1,786 a month, against $2,791 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Bradfordville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Florida.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.