Cost to Own
United StatesIllinoisDuPage CountyWillowbrook Population 9,138 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Willowbrook, Illinois

A $367,000 home here costs

$3,052

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,887. The real number is $1,165 higher every month — 62% more than the payment most buyers budget for.

Willowbrook median: $367,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $293,600 borrowed $1,887
Property tax1.417% effective rate for Willowbrook itself $433
Homeowners insuranceIllinois averages $1,223/yr (NAIC), or 0.47% of home value $144
Electricity23.85¢/kWh — Illinois residential average, EIA $214
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $306
Total monthly $3,052

Willowbrook against DuPage County and Illinois

MeasureWillowbrookDuPage County
Median home value$367,000$374,100
Median property tax$5,200$7,833
Effective tax rate1.417%2.094%
Median gross rent$1,691$1,628
Population9,138927,263

The weather behind that power bill

Willowbrook sits in DuPage County, which averages a high of 84.4°F in its hottest month and a low of 14.7°F in its coldest, with 40.18" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 775 cooling and 6,506 heating degree days, which is what sets the $214 electricity line above.

See the full climate breakdown for DuPage County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in DuPage County

Full DuPage County cost breakdown · Every county in Illinois

Common questions

How much does it cost to own a home in Willowbrook?

A $367,000 home in Willowbrook, Illinois costs approximately $3,052 per month with 20% down at 6.66%. That is $1,887 principal and interest, $433 property tax, $144 homeowners insurance, $282 utilities and $306 set aside for maintenance.

What is the property tax rate in Willowbrook?

Willowbrook has an effective property tax rate of 1.417%, based on a median home value of $367,000 and median real estate taxes of $5,200. That is lower than the DuPage County average of 2.094%.

What is the average home price in Willowbrook?

The median owner-occupied home value in Willowbrook, Illinois is $367,000, against $374,100 across DuPage County.

Is it cheaper to rent or buy in Willowbrook?

Median gross rent in Willowbrook is $1,691 a month, against $3,052 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Willowbrook — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Illinois.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology