Cost to Own
United StatesIllinoisDuPage CountyGlendale Heights Population 32,864 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Glendale Heights, Illinois

A $249,000 home here costs

$2,399

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,280. The real number is $1,119 higher every month — 87% more than the payment most buyers budget for.

Glendale Heights median: $249,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $199,200 borrowed $1,280
Property tax2.563% effective rate for Glendale Heights itself $532
Homeowners insuranceIllinois averages $1,223/yr (NAIC), or 0.47% of home value $98
Electricity23.85¢/kWh — Illinois residential average, EIA $214
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $208
Total monthly $2,399

Glendale Heights against DuPage County and Illinois

MeasureGlendale HeightsDuPage County
Median home value$249,000$374,100
Median property tax$6,382$7,833
Effective tax rate2.563%2.094%
Median gross rent$1,562$1,628
Population32,864927,263

The weather behind that power bill

Glendale Heights sits in DuPage County, which averages a high of 84.4°F in its hottest month and a low of 14.7°F in its coldest, with 40.18" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 775 cooling and 6,506 heating degree days, which is what sets the $214 electricity line above.

See the full climate breakdown for DuPage County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in DuPage County

Full DuPage County cost breakdown · Every county in Illinois

Common questions

How much does it cost to own a home in Glendale Heights?

A $249,000 home in Glendale Heights, Illinois costs approximately $2,399 per month with 20% down at 6.66%. That is $1,280 principal and interest, $532 property tax, $98 homeowners insurance, $282 utilities and $208 set aside for maintenance.

What is the property tax rate in Glendale Heights?

Glendale Heights has an effective property tax rate of 2.563%, based on a median home value of $249,000 and median real estate taxes of $6,382. That is higher than the DuPage County average of 2.094%.

What is the average home price in Glendale Heights?

The median owner-occupied home value in Glendale Heights, Illinois is $249,000, against $374,100 across DuPage County.

Is it cheaper to rent or buy in Glendale Heights?

Median gross rent in Glendale Heights is $1,562 a month, against $2,399 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Glendale Heights — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Illinois.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology