Cost to Own
United StatesSouth CarolinaBarnwell CountyWilliston Population 2,884 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Williston, South Carolina

A $104,000 home here costs

$941

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $535. The real number is $407 higher every month — 76% more than the payment most buyers budget for.

Williston median: $104,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $83,200 borrowed $535
Property tax0.650% effective rate for Williston itself $56
Homeowners insuranceSouth Carolina averages $1,432/yr (NAIC), or 0.578% of home value $50
Electricity16.18¢/kWh — South Carolina residential average, EIA $145
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $87
Total monthly $941

Williston against Barnwell County and South Carolina

MeasureWillistonBarnwell County
Median home value$104,000$97,200
Median property tax$676$717
Effective tax rate0.650%0.738%
Median gross rent$685$695
Population2,88420,565

The weather behind that power bill

Williston sits in Barnwell County, which averages a high of 90.8°F in its hottest month and a low of 35.6°F in its coldest, with 46.22" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 2,005 cooling and 2,383 heating degree days, which is what sets the $145 electricity line above.

See the full climate breakdown for Barnwell County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Barnwell County

Full Barnwell County cost breakdown · Every county in South Carolina

Common questions

How much does it cost to own a home in Williston?

A $104,000 home in Williston, South Carolina costs approximately $941 per month with 20% down at 6.66%. That is $535 principal and interest, $56 property tax, $50 homeowners insurance, $213 utilities and $87 set aside for maintenance.

What is the property tax rate in Williston?

Williston has an effective property tax rate of 0.650%, based on a median home value of $104,000 and median real estate taxes of $676. That is lower than the Barnwell County average of 0.738%.

What is the average home price in Williston?

The median owner-occupied home value in Williston, South Carolina is $104,000, against $97,200 across Barnwell County.

Is it cheaper to rent or buy in Williston?

Median gross rent in Williston is $685 a month, against $941 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Williston — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for South Carolina.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology