Total monthly cost of ownership
Cost to Own a Home in Blackville, South Carolina
A $73,000 home here costs
$723per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $375. The real number is $348 higher every month — 93% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Blackville against Barnwell County and South Carolina
| Measure | Blackville | Barnwell County |
|---|---|---|
| Median home value | $73,100 | $97,200 |
| Median property tax | $460 | $717 |
| Effective tax rate | 0.629% | 0.738% |
| Median gross rent | $966 | $695 |
| Population | 1,778 | 20,565 |
The weather behind that power bill
Blackville sits in Barnwell County, which averages a high of 90.8°F in its hottest month and a low of 35.6°F in its coldest, with 46.22" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 2,005 cooling and 2,383 heating degree days, which is what sets the $145 electricity line above.
See the full climate breakdown for Barnwell County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Barnwell County
Full Barnwell County cost breakdown · Every county in South Carolina
Common questions
How much does it cost to own a home in Blackville?
A $73,000 home in Blackville, South Carolina costs approximately $723 per month with 20% down at 6.66%. That is $375 principal and interest, $38 property tax, $35 homeowners insurance, $213 utilities and $61 set aside for maintenance.
What is the property tax rate in Blackville?
Blackville has an effective property tax rate of 0.629%, based on a median home value of $73,100 and median real estate taxes of $460. That is lower than the Barnwell County average of 0.738%.
What is the average home price in Blackville?
The median owner-occupied home value in Blackville, South Carolina is $73,100, against $97,200 across Barnwell County.
Is it cheaper to rent or buy in Blackville?
Median gross rent in Blackville is $966 a month, against $723 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Blackville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for South Carolina.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.