Total monthly cost of ownership
Cost to Own a Home in White Sulphur Springs, West Virginia
A $120,000 home here costs
$1,046per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $617. The real number is $430 higher every month — 70% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
White Sulphur Springs against Greenbrier County and West Virginia
| Measure | White Sulphur Springs | Greenbrier County |
|---|---|---|
| Median home value | $119,600 | $136,300 |
| Median property tax | $566 | $640 |
| Effective tax rate | 0.473% | 0.470% |
| Median gross rent | $797 | $834 |
| Population | 2,646 | 32,688 |
The weather behind that power bill
White Sulphur Springs sits in Greenbrier County, which averages a high of 82.4°F in its hottest month and a low of 19.9°F in its coldest, with 41.46" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 563 cooling and 5,737 heating degree days, which is what sets the $151 electricity line above.
See the full climate breakdown for Greenbrier County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Greenbrier County
Full Greenbrier County cost breakdown · Every county in West Virginia
Common questions
How much does it cost to own a home in White Sulphur Springs?
A $120,000 home in White Sulphur Springs, West Virginia costs approximately $1,046 per month with 20% down at 6.66%. That is $617 principal and interest, $47 property tax, $63 homeowners insurance, $219 utilities and $100 set aside for maintenance.
What is the property tax rate in White Sulphur Springs?
White Sulphur Springs has an effective property tax rate of 0.473%, based on a median home value of $119,600 and median real estate taxes of $566. That is in line with the Greenbrier County average of 0.470%.
What is the average home price in White Sulphur Springs?
The median owner-occupied home value in White Sulphur Springs, West Virginia is $119,600, against $136,300 across Greenbrier County.
Is it cheaper to rent or buy in White Sulphur Springs?
Median gross rent in White Sulphur Springs is $797 a month, against $1,046 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for White Sulphur Springs — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for West Virginia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.