Cost to Own
United StatesWest VirginiaGreenbrier CountyLewisburg Population 3,871 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Lewisburg, West Virginia

A $287,000 home here costs

$2,197

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,475. The real number is $721 higher every month — 49% more than the payment most buyers budget for.

Lewisburg median: $287,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $229,600 borrowed $1,475
Property tax0.468% effective rate for Lewisburg itself $112
Homeowners insuranceWest Virginia averages $1,016/yr (NAIC), or 0.632% of home value $151
Electricity16.8¢/kWh — West Virginia residential average, EIA $151
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $239
Total monthly $2,197

Lewisburg against Greenbrier County and West Virginia

MeasureLewisburgGreenbrier County
Median home value$287,400$136,300
Median property tax$1,345$640
Effective tax rate0.468%0.470%
Median gross rent$803$834
Population3,87132,688

The weather behind that power bill

Lewisburg sits in Greenbrier County, which averages a high of 82.4°F in its hottest month and a low of 19.9°F in its coldest, with 41.46" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 563 cooling and 5,737 heating degree days, which is what sets the $151 electricity line above.

See the full climate breakdown for Greenbrier County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Greenbrier County

Full Greenbrier County cost breakdown · Every county in West Virginia

Common questions

How much does it cost to own a home in Lewisburg?

A $287,000 home in Lewisburg, West Virginia costs approximately $2,197 per month with 20% down at 6.66%. That is $1,475 principal and interest, $112 property tax, $151 homeowners insurance, $219 utilities and $239 set aside for maintenance.

What is the property tax rate in Lewisburg?

Lewisburg has an effective property tax rate of 0.468%, based on a median home value of $287,400 and median real estate taxes of $1,345. That is in line with the Greenbrier County average of 0.470%.

What is the average home price in Lewisburg?

The median owner-occupied home value in Lewisburg, West Virginia is $287,400, against $136,300 across Greenbrier County.

Is it cheaper to rent or buy in Lewisburg?

Median gross rent in Lewisburg is $803 a month, against $2,197 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Lewisburg — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for West Virginia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology