Total monthly cost of ownership
Cost to Own a Home in White Hall, Arkansas
A $207,000 home here costs
$1,692per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,064. The real number is $628 higher every month — 59% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
White Hall against Jefferson County and Arkansas
| Measure | White Hall | Jefferson County |
|---|---|---|
| Median home value | $207,100 | $106,000 |
| Median property tax | $1,247 | $667 |
| Effective tax rate | 0.602% | 0.629% |
| Median gross rent | $966 | $849 |
| Population | 5,520 | 65,780 |
The weather behind that power bill
White Hall sits in Jefferson County, which averages a high of 91.7°F in its hottest month and a low of 33.8°F in its coldest, with 50.81" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 2,150 cooling and 2,833 heating degree days, which is what sets the $129 electricity line above.
See the full climate breakdown for Jefferson County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Jefferson County
Full Jefferson County cost breakdown · Every county in Arkansas
Common questions
How much does it cost to own a home in White Hall?
A $207,000 home in White Hall, Arkansas costs approximately $1,692 per month with 20% down at 6.66%. That is $1,064 principal and interest, $104 property tax, $155 homeowners insurance, $197 utilities and $173 set aside for maintenance.
What is the property tax rate in White Hall?
White Hall has an effective property tax rate of 0.602%, based on a median home value of $207,100 and median real estate taxes of $1,247. That is lower than the Jefferson County average of 0.629%.
What is the average home price in White Hall?
The median owner-occupied home value in White Hall, Arkansas is $207,100, against $106,000 across Jefferson County.
Is it cheaper to rent or buy in White Hall?
Median gross rent in White Hall is $966 a month, against $1,692 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for White Hall — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Arkansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.