Total monthly cost of ownership
Cost to Own a Home in Sulphur Springs, Arkansas
A $115,000 home here costs
$1,027per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $591. The real number is $436 higher every month — 74% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Sulphur Springs against Jefferson County and Arkansas
| Measure | Sulphur Springs | Jefferson County |
|---|---|---|
| Median home value | $114,900 | $106,000 |
| Median property tax | $686 | $667 |
| Effective tax rate | 0.597% | 0.629% |
| Median gross rent | — | $849 |
| Population | 1,035 | 65,780 |
The weather behind that power bill
Sulphur Springs sits in Jefferson County, which averages a high of 91.7°F in its hottest month and a low of 33.8°F in its coldest, with 50.81" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 2,150 cooling and 2,833 heating degree days, which is what sets the $129 electricity line above.
See the full climate breakdown for Jefferson County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Jefferson County
Full Jefferson County cost breakdown · Every county in Arkansas
Common questions
How much does it cost to own a home in Sulphur Springs?
A $115,000 home in Sulphur Springs, Arkansas costs approximately $1,027 per month with 20% down at 6.66%. That is $591 principal and interest, $57 property tax, $86 homeowners insurance, $197 utilities and $96 set aside for maintenance.
What is the property tax rate in Sulphur Springs?
Sulphur Springs has an effective property tax rate of 0.597%, based on a median home value of $114,900 and median real estate taxes of $686. That is lower than the Jefferson County average of 0.629%.
What is the average home price in Sulphur Springs?
The median owner-occupied home value in Sulphur Springs, Arkansas is $114,900, against $106,000 across Jefferson County.
Is it cheaper to rent or buy in Sulphur Springs?
Rent data is not published for Sulphur Springs at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Sulphur Springs — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Arkansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.