Total monthly cost of ownership
Cost to Own a Home in Wheelersburg, Ohio
A $209,000 home here costs
$1,766per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,074. The real number is $691 higher every month — 64% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Wheelersburg against Scioto County and Ohio
| Measure | Wheelersburg | Scioto County |
|---|---|---|
| Median home value | $209,200 | $132,300 |
| Median property tax | $2,355 | $1,417 |
| Effective tax rate | 1.126% | 1.071% |
| Median gross rent | $715 | $749 |
| Population | 6,414 | 73,118 |
The weather behind that power bill
Wheelersburg sits in Scioto County, which averages a high of 86.4°F in its hottest month and a low of 26.4°F in its coldest, with 45.1" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 1,234 cooling and 4,321 heating degree days, which is what sets the $175 electricity line above.
See the full climate breakdown for Scioto County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Scioto County
Common questions
How much does it cost to own a home in Wheelersburg?
A $209,000 home in Wheelersburg, Ohio costs approximately $1,766 per month with 20% down at 6.66%. That is $1,074 principal and interest, $196 property tax, $78 homeowners insurance, $243 utilities and $174 set aside for maintenance.
What is the property tax rate in Wheelersburg?
Wheelersburg has an effective property tax rate of 1.126%, based on a median home value of $209,200 and median real estate taxes of $2,355. That is higher than the Scioto County average of 1.071%.
What is the average home price in Wheelersburg?
The median owner-occupied home value in Wheelersburg, Ohio is $209,200, against $132,300 across Scioto County.
Is it cheaper to rent or buy in Wheelersburg?
Median gross rent in Wheelersburg is $715 a month, against $1,766 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Wheelersburg — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Ohio.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.