Total monthly cost of ownership
Cost to Own a Home in Rosemount, Ohio
A $104,000 home here costs
$1,030per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $535. The real number is $496 higher every month — 93% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Rosemount against Scioto County and Ohio
| Measure | Rosemount | Scioto County |
|---|---|---|
| Median home value | $104,000 | $132,300 |
| Median property tax | $1,520 | $1,417 |
| Effective tax rate | 1.462% | 1.071% |
| Median gross rent | $932 | $749 |
| Population | 1,995 | 73,118 |
The weather behind that power bill
Rosemount sits in Scioto County, which averages a high of 86.4°F in its hottest month and a low of 26.4°F in its coldest, with 45.1" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 1,234 cooling and 4,321 heating degree days, which is what sets the $175 electricity line above.
See the full climate breakdown for Scioto County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Scioto County
Common questions
How much does it cost to own a home in Rosemount?
A $104,000 home in Rosemount, Ohio costs approximately $1,030 per month with 20% down at 6.66%. That is $535 principal and interest, $127 property tax, $39 homeowners insurance, $243 utilities and $87 set aside for maintenance.
What is the property tax rate in Rosemount?
Rosemount has an effective property tax rate of 1.462%, based on a median home value of $104,000 and median real estate taxes of $1,520. That is higher than the Scioto County average of 1.071%.
What is the average home price in Rosemount?
The median owner-occupied home value in Rosemount, Ohio is $104,000, against $132,300 across Scioto County.
Is it cheaper to rent or buy in Rosemount?
Median gross rent in Rosemount is $932 a month, against $1,030 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Rosemount — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Ohio.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.