Cost to Own
United StatesMissouriPlatte CountyWeston Population 1,852 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Weston, Missouri

A $246,000 home here costs

$1,989

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,265. The real number is $725 higher every month — 57% more than the payment most buyers budget for.

Weston median: $246,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $196,800 borrowed $1,265
Property tax0.979% effective rate for Weston itself $201
Homeowners insuranceMissouri averages $1,340/yr (NAIC), or 0.625% of home value $128
Electricity13.68¢/kWh — Missouri residential average, EIA $123
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $205
Total monthly $1,989

Weston against Platte County and Missouri

MeasureWestonPlatte County
Median home value$246,000$317,600
Median property tax$2,409$3,365
Effective tax rate0.979%1.060%
Median gross rent$925$1,247
Population1,852108,751

The weather behind that power bill

Weston sits in Platte County, which averages a high of 88.3°F in its hottest month and a low of 19.5°F in its coldest, with 39.3" of precipitation a year and 39% of it in a single three-month stretch. That climate drives 1,363 cooling and 5,071 heating degree days, which is what sets the $123 electricity line above.

See the full climate breakdown for Platte County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Platte County

Full Platte County cost breakdown · Every county in Missouri

Common questions

How much does it cost to own a home in Weston?

A $246,000 home in Weston, Missouri costs approximately $1,989 per month with 20% down at 6.66%. That is $1,265 principal and interest, $201 property tax, $128 homeowners insurance, $191 utilities and $205 set aside for maintenance.

What is the property tax rate in Weston?

Weston has an effective property tax rate of 0.979%, based on a median home value of $246,000 and median real estate taxes of $2,409. That is lower than the Platte County average of 1.060%.

What is the average home price in Weston?

The median owner-occupied home value in Weston, Missouri is $246,000, against $317,600 across Platte County.

Is it cheaper to rent or buy in Weston?

Median gross rent in Weston is $925 a month, against $1,989 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Weston — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Missouri.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology