Total monthly cost of ownership
Cost to Own a Home in Weatherby Lake, Missouri
A $486,000 home here costs
$3,855per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $2,499. The real number is $1,357 higher every month — 54% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Weatherby Lake against Platte County and Missouri
| Measure | Weatherby Lake | Platte County |
|---|---|---|
| Median home value | $486,000 | $317,600 |
| Median property tax | $6,092 | $3,365 |
| Effective tax rate | 1.253% | 1.060% |
| Median gross rent | — | $1,247 |
| Population | 2,465 | 108,751 |
The weather behind that power bill
Weatherby Lake sits in Platte County, which averages a high of 88.3°F in its hottest month and a low of 19.5°F in its coldest, with 39.3" of precipitation a year and 39% of it in a single three-month stretch. That climate drives 1,363 cooling and 5,071 heating degree days, which is what sets the $123 electricity line above.
See the full climate breakdown for Platte County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Platte County
Full Platte County cost breakdown · Every county in Missouri
Common questions
How much does it cost to own a home in Weatherby Lake?
A $486,000 home in Weatherby Lake, Missouri costs approximately $3,855 per month with 20% down at 6.66%. That is $2,499 principal and interest, $507 property tax, $253 homeowners insurance, $191 utilities and $405 set aside for maintenance.
What is the property tax rate in Weatherby Lake?
Weatherby Lake has an effective property tax rate of 1.253%, based on a median home value of $486,000 and median real estate taxes of $6,092. That is higher than the Platte County average of 1.060%.
What is the average home price in Weatherby Lake?
The median owner-occupied home value in Weatherby Lake, Missouri is $486,000, against $317,600 across Platte County.
Is it cheaper to rent or buy in Weatherby Lake?
Rent data is not published for Weatherby Lake at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Weatherby Lake — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Missouri.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.