Total monthly cost of ownership
Cost to Own a Home in West Orange, Texas
A $111,000 home here costs
$1,114per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $48,000 a year.
A standard mortgage calculator would have told you $605. The real number is $509 higher every month, 84% more than the payment most buyers budget for.
Compare Orange County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for West Orange from a five-year rolling sample, and with about 3,442 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Orange County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
West Orange against Orange County and Texas
| Measure | West Orange | Orange County |
|---|---|---|
| Median home value | $110,700 | $163,400 |
| Median property tax | $1,208 | $2,036 |
| Effective tax rate | 1.091% | 1.246% |
| Median gross rent | $1,402 | $1,018 |
| Population | 3,442 | 84,993 |
The weather behind that power bill
West Orange sits in Orange County, which averages a high of 93.1°F in its hottest month and a low of 43.8°F in its coldest, with 62.13" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 3,075 cooling and 1,262 heating degree days, which is what sets the $174 electricity line above.
See the full climate breakdown for Orange County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Orange County
Talk to someone who works this market
These are West Orange averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works West Orange every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in West Orange I already own here and may sell
Common questions
How much does it cost to own a home in West Orange?
A $111,000 home in West Orange, Texas costs approximately $1,114 per month with 20% down at 7.24%. That is $605 principal and interest, $101 property tax, $73 homeowners insurance, $242 utilities and $93 set aside for maintenance.
What is the property tax rate in West Orange?
West Orange has an effective property tax rate of 1.091%, based on a median home value of $110,700 and median real estate taxes of $1,208. That is lower than the Orange County average of 1.246%.
What is the average home price in West Orange?
The median owner-occupied home value in West Orange, Texas is $110,700, against $163,400 across Orange County.
Is it cheaper to rent or buy in West Orange?
Median gross rent in West Orange is $1,402 a month, against $1,114 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in West Orange?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in West Orange, Texas at today's rate takes a household income of roughly $48,000 a year. That covers the full $1,114 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for West Orange, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Texas.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.