Cost to Own
United StatesTexasOrange CountyMauriceville Population 2,981 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Mauriceville, Texas

A $177,000 home here costs

$1,559

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $910. The real number is $649 higher every month — 71% more than the payment most buyers budget for.

Mauriceville median: $176,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $141,600 borrowed $910
Property tax1.141% effective rate for Mauriceville itself $168
Homeowners insuranceTexas averages $2,124/yr (NAIC), or 0.794% of home value $117
Electricity16.44¢/kWh — Texas residential average, EIA $148
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $148
Total monthly $1,559

Mauriceville against Orange County and Texas

MeasureMauricevilleOrange County
Median home value$176,700$163,400
Median property tax$2,016$2,036
Effective tax rate1.141%1.246%
Median gross rent$1,016$1,018
Population2,98184,993

The weather behind that power bill

Mauriceville sits in Orange County, which averages a high of 93.1°F in its hottest month and a low of 43.8°F in its coldest, with 62.13" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 3,075 cooling and 1,262 heating degree days, which is what sets the $148 electricity line above.

See the full climate breakdown for Orange County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Orange County

Full Orange County cost breakdown · Every county in Texas

Common questions

How much does it cost to own a home in Mauriceville?

A $177,000 home in Mauriceville, Texas costs approximately $1,559 per month with 20% down at 6.66%. That is $910 principal and interest, $168 property tax, $117 homeowners insurance, $216 utilities and $148 set aside for maintenance.

What is the property tax rate in Mauriceville?

Mauriceville has an effective property tax rate of 1.141%, based on a median home value of $176,700 and median real estate taxes of $2,016. That is lower than the Orange County average of 1.246%.

What is the average home price in Mauriceville?

The median owner-occupied home value in Mauriceville, Texas is $176,700, against $163,400 across Orange County.

Is it cheaper to rent or buy in Mauriceville?

Median gross rent in Mauriceville is $1,016 a month, against $1,559 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Mauriceville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Texas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology