Total monthly cost of ownership
Cost to Own a Home in West Mountain, Utah
A $639,000 home here costs
$4,327per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $3,285. The real number is $1,042 higher every month — 32% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
West Mountain against Utah County and Utah
| Measure | West Mountain | Utah County |
|---|---|---|
| Median home value | $639,300 | $489,200 |
| Median property tax | $2,748 | $2,234 |
| Effective tax rate | 0.430% | 0.457% |
| Median gross rent | — | $1,441 |
| Population | 1,371 | 683,622 |
The weather behind that power bill
West Mountain sits in Utah County, which averages a high of 93.1°F in its hottest month and a low of 22.0°F in its coldest, with 20.19" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 1,013 cooling and 5,415 heating degree days, which is what sets the $117 electricity line above.
See the full climate breakdown for Utah County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Utah County
Common questions
How much does it cost to own a home in West Mountain?
A $639,000 home in West Mountain, Utah costs approximately $4,327 per month with 20% down at 6.66%. That is $3,285 principal and interest, $229 property tax, $96 homeowners insurance, $185 utilities and $533 set aside for maintenance.
What is the property tax rate in West Mountain?
West Mountain has an effective property tax rate of 0.430%, based on a median home value of $639,300 and median real estate taxes of $2,748. That is lower than the Utah County average of 0.457%.
What is the average home price in West Mountain?
The median owner-occupied home value in West Mountain, Utah is $639,300, against $489,200 across Utah County.
Is it cheaper to rent or buy in West Mountain?
Rent data is not published for West Mountain at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for West Mountain — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Utah.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.