Cost to Own
United StatesOhioTrumbull CountyWest Hill Population 2,345 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in West Hill, Ohio

A $73,000 home here costs

$817

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $375. The real number is $441 higher every month — 118% more than the payment most buyers budget for.

West Hill median: $72,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $58,400 borrowed $375
Property tax1.809% effective rate for West Hill itself $110
Homeowners insuranceOhio averages $920/yr (NAIC), or 0.446% of home value $27
Electricity19.52¢/kWh — Ohio residential average, EIA $175
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $61
Total monthly $817

West Hill against Trumbull County and Ohio

MeasureWest HillTrumbull County
Median home value$72,800$128,100
Median property tax$1,317$1,806
Effective tax rate1.809%1.410%
Median gross rent$729$783
Population2,345201,367

The weather behind that power bill

West Hill sits in Trumbull County, which averages a high of 82.1°F in its hottest month and a low of 17.6°F in its coldest, with 42.67" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 556 cooling and 6,282 heating degree days, which is what sets the $175 electricity line above.

See the full climate breakdown for Trumbull County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Trumbull County

Full Trumbull County cost breakdown · Every county in Ohio

Common questions

How much does it cost to own a home in West Hill?

A $73,000 home in West Hill, Ohio costs approximately $817 per month with 20% down at 6.66%. That is $375 principal and interest, $110 property tax, $27 homeowners insurance, $243 utilities and $61 set aside for maintenance.

What is the property tax rate in West Hill?

West Hill has an effective property tax rate of 1.809%, based on a median home value of $72,800 and median real estate taxes of $1,317. That is higher than the Trumbull County average of 1.410%.

What is the average home price in West Hill?

The median owner-occupied home value in West Hill, Ohio is $72,800, against $128,100 across Trumbull County.

Is it cheaper to rent or buy in West Hill?

Median gross rent in West Hill is $729 a month, against $817 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for West Hill — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Ohio.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology