Total monthly cost of ownership
Cost to Own a Home in Champion Heights, Ohio
A $139,000 home here costs
$1,302per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $715. The real number is $587 higher every month — 82% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Champion Heights against Trumbull County and Ohio
| Measure | Champion Heights | Trumbull County |
|---|---|---|
| Median home value | $138,700 | $128,100 |
| Median property tax | $2,111 | $1,806 |
| Effective tax rate | 1.522% | 1.410% |
| Median gross rent | $856 | $783 |
| Population | 6,299 | 201,367 |
The weather behind that power bill
Champion Heights sits in Trumbull County, which averages a high of 82.1°F in its hottest month and a low of 17.6°F in its coldest, with 42.67" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 556 cooling and 6,282 heating degree days, which is what sets the $175 electricity line above.
See the full climate breakdown for Trumbull County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Trumbull County
Common questions
How much does it cost to own a home in Champion Heights?
A $139,000 home in Champion Heights, Ohio costs approximately $1,302 per month with 20% down at 6.66%. That is $715 principal and interest, $176 property tax, $52 homeowners insurance, $243 utilities and $116 set aside for maintenance.
What is the property tax rate in Champion Heights?
Champion Heights has an effective property tax rate of 1.522%, based on a median home value of $138,700 and median real estate taxes of $2,111. That is higher than the Trumbull County average of 1.410%.
What is the average home price in Champion Heights?
The median owner-occupied home value in Champion Heights, Ohio is $138,700, against $128,100 across Trumbull County.
Is it cheaper to rent or buy in Champion Heights?
Median gross rent in Champion Heights is $856 a month, against $1,302 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Champion Heights — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Ohio.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.