Total monthly cost of ownership
Cost to Own a Home in West Hattiesburg, Mississippi
A $209,000 home here costs
$1,750per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,074. The real number is $676 higher every month — 63% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
West Hattiesburg against Lamar County and Mississippi
| Measure | West Hattiesburg | Lamar County |
|---|---|---|
| Median home value | $209,100 | $218,700 |
| Median property tax | $1,189 | $1,459 |
| Effective tax rate | 0.569% | 0.667% |
| Median gross rent | $1,014 | $1,061 |
| Population | 6,509 | 65,081 |
The weather behind that power bill
West Hattiesburg sits in Lamar County, which averages a high of 91.8°F in its hottest month and a low of 38.1°F in its coldest, with 58.91" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 2,479 cooling and 1,920 heating degree days, which is what sets the $145 electricity line above.
See the full climate breakdown for Lamar County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Lamar County
Full Lamar County cost breakdown · Every county in Mississippi
Common questions
How much does it cost to own a home in West Hattiesburg?
A $209,000 home in West Hattiesburg, Mississippi costs approximately $1,750 per month with 20% down at 6.66%. That is $1,074 principal and interest, $99 property tax, $189 homeowners insurance, $213 utilities and $174 set aside for maintenance.
What is the property tax rate in West Hattiesburg?
West Hattiesburg has an effective property tax rate of 0.569%, based on a median home value of $209,100 and median real estate taxes of $1,189. That is lower than the Lamar County average of 0.667%.
What is the average home price in West Hattiesburg?
The median owner-occupied home value in West Hattiesburg, Mississippi is $209,100, against $218,700 across Lamar County.
Is it cheaper to rent or buy in West Hattiesburg?
Median gross rent in West Hattiesburg is $1,014 a month, against $1,750 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for West Hattiesburg — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Mississippi.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.