Cost to Own
United StatesPennsylvaniaNorthampton CountyWest Easton Population 1,158 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in West Easton, Pennsylvania

A $215,000 home here costs

$1,909

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,105. The real number is $803 higher every month — 73% more than the payment most buyers budget for.

West Easton median: $214,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $172,000 borrowed $1,105
Property tax1.622% effective rate for West Easton itself $291
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $72
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $179
Total monthly $1,909

West Easton against Northampton County and Pennsylvania

MeasureWest EastonNorthampton County
Median home value$214,700$285,000
Median property tax$3,483$4,710
Effective tax rate1.622%1.653%
Median gross rent$1,307$1,335
Population1,158315,927

The weather behind that power bill

West Easton sits in Northampton County, which averages a high of 86.4°F in its hottest month and a low of 21.8°F in its coldest, with 47.36" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 981 cooling and 5,293 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Northampton County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Northampton County

Full Northampton County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in West Easton?

A $215,000 home in West Easton, Pennsylvania costs approximately $1,909 per month with 20% down at 6.66%. That is $1,105 principal and interest, $291 property tax, $72 homeowners insurance, $262 utilities and $179 set aside for maintenance.

What is the property tax rate in West Easton?

West Easton has an effective property tax rate of 1.622%, based on a median home value of $214,700 and median real estate taxes of $3,483. That is lower than the Northampton County average of 1.653%.

What is the average home price in West Easton?

The median owner-occupied home value in West Easton, Pennsylvania is $214,700, against $285,000 across Northampton County.

Is it cheaper to rent or buy in West Easton?

Median gross rent in West Easton is $1,307 a month, against $1,909 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for West Easton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology