Cost to Own
United StatesPennsylvaniaNorthampton CountyEastlawn Gardens Population 3,671 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Eastlawn Gardens, Pennsylvania

A $356,000 home here costs

$2,966

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,830. The real number is $1,136 higher every month — 62% more than the payment most buyers budget for.

Eastlawn Gardens median: $355,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $284,800 borrowed $1,830
Property tax1.546% effective rate for Eastlawn Gardens itself $459
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $119
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $297
Total monthly $2,966

Eastlawn Gardens against Northampton County and Pennsylvania

MeasureEastlawn GardensNorthampton County
Median home value$355,700$285,000
Median property tax$5,498$4,710
Effective tax rate1.546%1.653%
Median gross rent$1,813$1,335
Population3,671315,927

The weather behind that power bill

Eastlawn Gardens sits in Northampton County, which averages a high of 86.4°F in its hottest month and a low of 21.8°F in its coldest, with 47.36" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 981 cooling and 5,293 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Northampton County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Northampton County

Full Northampton County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Eastlawn Gardens?

A $356,000 home in Eastlawn Gardens, Pennsylvania costs approximately $2,966 per month with 20% down at 6.66%. That is $1,830 principal and interest, $459 property tax, $119 homeowners insurance, $262 utilities and $297 set aside for maintenance.

What is the property tax rate in Eastlawn Gardens?

Eastlawn Gardens has an effective property tax rate of 1.546%, based on a median home value of $355,700 and median real estate taxes of $5,498. That is lower than the Northampton County average of 1.653%.

What is the average home price in Eastlawn Gardens?

The median owner-occupied home value in Eastlawn Gardens, Pennsylvania is $355,700, against $285,000 across Northampton County.

Is it cheaper to rent or buy in Eastlawn Gardens?

Median gross rent in Eastlawn Gardens is $1,813 a month, against $2,966 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Eastlawn Gardens — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology