Cost to Own
United StatesOklahomaCuster CountyWeatherford Population 12,014 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Weatherford, Oklahoma

A $234,000 home here costs

$1,959

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,203. The real number is $756 higher every month — 63% more than the payment most buyers budget for.

Weatherford median: $233,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $187,200 borrowed $1,203
Property tax0.747% effective rate for Weatherford itself $146
Homeowners insuranceOklahoma averages $2,155/yr (NAIC), or 1.163% of home value $227
Electricity13.38¢/kWh — Oklahoma residential average, EIA $120
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $195
Total monthly $1,959

Weatherford against Custer County and Oklahoma

MeasureWeatherfordCuster County
Median home value$233,700$177,000
Median property tax$1,745$1,197
Effective tax rate0.747%0.676%
Median gross rent$763$779
Population12,01428,332

The weather behind that power bill

Weatherford sits in Custer County, which averages a high of 95.2°F in its hottest month and a low of 25.1°F in its coldest, with 31.01" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 2,019 cooling and 3,622 heating degree days, which is what sets the $120 electricity line above.

See the full climate breakdown for Custer County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Custer County

Full Custer County cost breakdown · Every county in Oklahoma

Common questions

How much does it cost to own a home in Weatherford?

A $234,000 home in Weatherford, Oklahoma costs approximately $1,959 per month with 20% down at 6.66%. That is $1,203 principal and interest, $146 property tax, $227 homeowners insurance, $188 utilities and $195 set aside for maintenance.

What is the property tax rate in Weatherford?

Weatherford has an effective property tax rate of 0.747%, based on a median home value of $233,700 and median real estate taxes of $1,745. That is higher than the Custer County average of 0.676%.

What is the average home price in Weatherford?

The median owner-occupied home value in Weatherford, Oklahoma is $233,700, against $177,000 across Custer County.

Is it cheaper to rent or buy in Weatherford?

Median gross rent in Weatherford is $763 a month, against $1,959 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Weatherford — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Oklahoma.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology