Total monthly cost of ownership
Cost to Own a Home in Clinton, Oklahoma
A $113,000 home here costs
$1,047per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $581. The real number is $466 higher every month — 80% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Clinton against Custer County and Oklahoma
| Measure | Clinton | Custer County |
|---|---|---|
| Median home value | $112,500 | $177,000 |
| Median property tax | $883 | $1,197 |
| Effective tax rate | 0.785% | 0.676% |
| Median gross rent | $888 | $779 |
| Population | 8,461 | 28,332 |
Clinton extends across 2 counties. Figures here use Custer County, where most of its housing sits.
The weather behind that power bill
Clinton sits in Custer County, which averages a high of 95.2°F in its hottest month and a low of 25.1°F in its coldest, with 31.01" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 2,019 cooling and 3,622 heating degree days, which is what sets the $120 electricity line above.
See the full climate breakdown for Custer County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Custer County
Full Custer County cost breakdown · Every county in Oklahoma
Common questions
How much does it cost to own a home in Clinton?
A $113,000 home in Clinton, Oklahoma costs approximately $1,047 per month with 20% down at 6.66%. That is $581 principal and interest, $74 property tax, $110 homeowners insurance, $188 utilities and $94 set aside for maintenance.
What is the property tax rate in Clinton?
Clinton has an effective property tax rate of 0.785%, based on a median home value of $112,500 and median real estate taxes of $883. That is higher than the Custer County average of 0.676%.
What is the average home price in Clinton?
The median owner-occupied home value in Clinton, Oklahoma is $112,500, against $177,000 across Custer County.
Is it cheaper to rent or buy in Clinton?
Median gross rent in Clinton is $888 a month, against $1,047 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Clinton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Oklahoma.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.