Total monthly cost of ownership
Cost to Own a Home in Walthourville, Georgia
A $128,000 home here costs
$1,121per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $658. The real number is $462 higher every month — 70% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Walthourville against Liberty County and Georgia
| Measure | Walthourville | Liberty County |
|---|---|---|
| Median home value | $127,600 | $180,200 |
| Median property tax | $1,074 | $1,897 |
| Effective tax rate | 0.842% | 1.053% |
| Median gross rent | $990 | $1,203 |
| Population | 3,770 | 66,826 |
The weather behind that power bill
Walthourville sits in Liberty County, which averages a high of 91.6°F in its hottest month and a low of 41.1°F in its coldest, with 51.04" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 2,575 cooling and 1,519 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for Liberty County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Liberty County
Full Liberty County cost breakdown · Every county in Georgia
Common questions
How much does it cost to own a home in Walthourville?
A $128,000 home in Walthourville, Georgia costs approximately $1,121 per month with 20% down at 6.66%. That is $658 principal and interest, $90 property tax, $56 homeowners insurance, $210 utilities and $107 set aside for maintenance.
What is the property tax rate in Walthourville?
Walthourville has an effective property tax rate of 0.842%, based on a median home value of $127,600 and median real estate taxes of $1,074. That is lower than the Liberty County average of 1.053%.
What is the average home price in Walthourville?
The median owner-occupied home value in Walthourville, Georgia is $127,600, against $180,200 across Liberty County.
Is it cheaper to rent or buy in Walthourville?
Median gross rent in Walthourville is $990 a month, against $1,121 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Walthourville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Georgia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.